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TDI urges homeowners to consider flood insuranceTDI urges homeowners to consider flood insurancehttps://www.recenter.tamu.edu/news/newstalk-texas/?Item=201542018-05-17T05:00:00Z2018-05-17T16:00:00Z

​​AUSTIN – With hurricane season only two weeks away, the Texas Department of Insurance (TDI) is urging homeowners to review their insurance policies and consider flood insurance.

"There were more than 2.5 million residential policies in force in counties affected by Harvey, but only about half a million flood policies," said Insurance Commissioner Kent Sullivan. "I encourage Texans to remember that if it can rain, it can flood. At a minimum, talk to your agent about flood insurance even if your mortgage doesn't require it."

Flash floods are the most common natural disaster in Texas, but most home and commercial policies do not cover flood damage. A separate flood policy can be acquired through the National Flood Insurance Program. These policies typically have a 30-day waiting period before coverage takes effect.

For more information about flood insurance and how to prepare for hurricane season, visit the TDI website or FloodSmart.gov​. ​

Texas Department of Insurance
Texas
Center News
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